Am I too aggressive for my situation?

I can describe how your portfolio is positioned and which parts drive risk, but I won't give advice.

Summary of risk and positioning

• Your portfolio value is 90.989,80 €. You have 5.510,23 € in cash (6,06% of the portfolio) and you own 11 holdings.
• Time-weighted return is +45,97% and money-weighted return is +11,25%.
• Annualized volatility is 16,36%; daily volatility is 0,86%.
• Downside volatility is 11,63%; maximum drawdown was -25,49% over 112 days (from 2024-12-18 to 2025-04-09). Distance from all-time high is -2,15%.

Largest exposures and concentration

• Top holding is Apple Inc. at 18,41% of the portfolio.
• Top 5 holdings together are 65,64% of the portfolio.
• By asset class, equities (Stock) are 49,09% and ETFs (ETF) are 31,21%; crypto (Crypto) is 8,61% and cash (Cash) is 6,06%.
• Sector concentration: Technology is 39,98% of the portfolio.

Risk contribution (which holdings drive volatility)

• The largest volatility contributors are (name and volatility contribution):
  • Apple Inc. — volatility contribution: 20,89%
  • Microsoft Corp. — volatility contribution: 15,98%
  • Deutsche Lufthansa AG — volatility contribution: 14,47%
  • iShares Core MSCI World UCITS ETF — volatility contribution: 10,69%
  • Bitcoin — volatility contribution: 10,42% (values from the holdings-by-volatility-contribution table)

What this means (descriptive)

• Your portfolio shows relatively high equity concentration (about half the portfolio) and a meaningful position in crypto (~8–9%), plus technology is a large sector share (~40%). That mix produces the reported annualized volatility and the historical drawdown.
• Cash is about 6,06% of the portfolio, which reduces immediate liquidity risk but is a small share versus equities.

If you want to dig deeper, I can run targeted reports (e.g., scenario stress test, month-by-month returns, or a table of holdings sorted by volatility contribution).