Is my portfolio aligned with my long-term goals?

I can only describe your portfolio data and metrics — not give advice. Here’s how your holdings and key figures line up with a typical long‑term profile, using your portfolio values.

Summary table of headline figures

Metric	Value
Portfolio value	90.989,80 €
Cash (liquidity)	5.510,23 € (6,06%)
What you actually invested (capital.total_invested)	63.990,15 €
Unrealized gain	+21.489,42 € (+33,58%)
Time-weighted return (since 2021-05-12)	+45,97%
Annualized volatility	16,36%
Max drawdown	-25,49%
Top 1 holding weight	18,41%

What the numbers say (descriptive)

• Growth exposure: Stocks + ETFs together make up 49,09% + 31,21% = 80,30% of the portfolio by allocation (separately shown as asset-class rows). Crypto and precious metal add another 8,61% and 5,03% respectively.
• Concentration: your top 5 positions account for 65,64% of the portfolio; top single position is 18,41%.
• Risk and return profile: the portfolio’s annualized volatility is 16,36% and time‑weighted return is +45,97%. Max drawdown to date is -25,49% and distance from all‑time high is -2,15%.
• Liquidity and cash: Cash is 5.510,23 € (6,06%) and reported in capital as cash 5.510,23 €; capital.total_invested is 63.990,15 € and net_invested is shown in the capital section.
• Sources of gains: gains.total in the snapshot is +{{portfolio_gains_snapshots[0].gains.total}} (returns mainly from price appreciation per the breakdown). Unrealized gains are +21.489,42 €.

Notes you can use to judge alignment (descriptive)

• If your long‑term goal expects high growth and you accept volatility, the large equity & ETF share plus positive time‑weighted returns and unrealized gains are consistent with growth orientation.
• If you expected low short‑term swings or capital preservation, the observed annualized volatility (16,36%) and max drawdown (-25,49%) indicate material downside periods have occurred.
• Sector/country tilt: Technology is the largest sector at 39,98% and US exposure is 62,45% — these determine where returns and risks come from.
• Coverage: allocation by sector and country coverage are high (sector coverage 99,95%, country coverage 99,40%), so the breakdown reflects almost all holdings.

If you want, I can show a one‑line table comparing allocation vs. a target you set, or produce a period‑by‑period returns table from your portfolio snapshots.