How can I optimize for lower drawdowns?

I can explain what lowering drawdowns means and which portfolio features in your data are linked to drawdowns. I won’t give specific buy/sell recommendations.

Key facts from your portfolio

• Your portfolio is worth 90.989,80 €.
• All-time high was 92.985,34 € on 2026-08-29; current distance is -2,15%.
• Max drawdown: -25,49% over 112 days (from 2024-12-18 to 2025-04-09).
• Annualized volatility: 16,36%; downside volatility: 11,63%.
• Top 5 positions make up 65,64% of the portfolio.

What “lower drawdowns” means

• A lower drawdown is a smaller peak-to-trough drop in portfolio value. It is driven by how volatile and how correlated your holdings are during market falls. Lower drawdowns generally come from lower portfolio volatility and/or better diversification of risk drivers.

Which features in your data relate to drawdowns

• Concentration: your top holding weight is 18,41% and top‑5 weight is 65,64% — large single weights increase vulnerability to single-stock moves.
• Volatility and contribution: holdings such as Apple Inc. and Microsoft Corp. show large weights and high volatility contribution in the recent window (they account for the largest volatility contributions in your holdings risk profile).
• Crypto and high-vol assets: Crypto is 8,61% of the portfolio; Bitcoin and Ethereum have high annualized volatilities and meaningful contributions to portfolio volatility.
• Asset-class mix: Stocks are 49,09% and ETFs 31,21% — allocation choices determine overall sensitivity to equity downturns.
• Downside volatility (11,63%) directly measures negative-return variability and links to drawdown magnitude.

Practical levers (explanation only)

• Reduce single-name concentration to lower the chance that one large drop drives a big portfolio drawdown.
• Lower exposure to the most volatile contributors (assets with high volatility and high correlation to the portfolio) to shrink portfolio volatility and downside moves.
• Increase exposure to assets that historically have low correlation with equity drawdowns (they act as buffers); check correlations and contributions in your holdings risk profile first.
• Increase cash or other low‑volatility holdings to cut portfolio downside variability. Cash shows as 5.510,23 € (6,06%).
• Rebalance regularly to keep allocations aligned with target weights so gains don’t create unintended concentration.
• Use position‑level stop processes or systematic rules only if you want mechanical limits on losses; these affect realized drawdowns rather than underlying risk.

What your data suggests to watch first

• The holdings with largest volatility contribution in your recent risk profile (Apple, Microsoft, Lufthansa, iShares Core MSCI World, Bitcoin, Ethereum). Their weights and correlations are the main drivers of portfolio volatility and thus drawdowns.
• The crypto slice (8,61%) and Technology sector (39,98%) — both contribute to higher portfolio volatility.

If you want, I can run a scenario showing how a hypothetical market shock would affect your portfolio (I’ll state the shocks and assumptions and show the hypothetical result).