How much risk am I taking relative to my target?
A risk question asks how much of a portfolio depends on one thing going right — a single position, a sector, a country. Concentration is read as a share of the total, which is what the figures below show.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
Here’s how your current risk (by allocation and volatility) compares with your targets.
| Measure | Current | Target |
|---|---|---|
| Stock allocation (%) | 49,09% | 38,35 |
| ETF allocation (%) | 31,21% | 51,07 |
| Crypto allocation (%) | 8,61% | 10,59 |
| Cash allocation (%) | 6,06% | 0,00% |
| Portfolio annualized volatility (%) | 16,36% | — |
What this means
- Your stock allocation (49,09%) is above the stated target (38,35%), while ETF allocation (31,21%) is below target (51,07%).
- Crypto is slightly below its target: 8,61% vs 10,59%.
- Cash is held at 6,06% while the target is 0,00%.
- Measured volatility for the whole portfolio is 16,36% (annualised). The holdings contributing most to volatility are shown in order by contribution in your risk profile (top contributors include Apple Inc., Microsoft Corp. and Deutsche Lufthansa AG).
Notes
- Allocation coverage is complete where shown; region coverage is 99,40%% and currency coverage is 100,00%%.
- The volatility figure is the portfolio annualised volatility; individual holdings’ volatility contributions are listed in your risk profile.
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Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.