What changes would bring me closer to my target allocation?
A question about what could be done next. The answer describes what is there and what would change; what to do about it is a decision only the person holding the portfolio can make.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
You asked what changes would bring you closer to your target allocation. I can only describe how your current allocation compares to the targets — not advise specific trades.
Below is a table showing each instrument type, your current allocation, the target allocation (where available), and the signed difference (current − target). Positive means you are above the target, negative means you are below it.
| Asset | Current allocation (%) | Target allocation (%) | Difference (%) |
|---|---|---|---|
| Stock | 49,09% | 38,35 | +10,74 |
| ETF | 31,21% | 51,07 | -19,86 |
| Crypto | 8,61% | 10,59 | -1,98 |
| Cash | 6,06% | 0,00% | +6,06 |
| Precious metal | 5,03% | 0,00% | +5,03 |
What this shows:
- You are overweight in Stock by +10,74% and in Cash by +6,06% and Precious metal by +5,03% relative to the stated targets.
- You are underweight in ETF by -19,86% and slightly underweight in Crypto by -1,98%.
Notes and caveats:
- The ETF target is the largest mismatch (−19,86%), so the biggest allocation gap is between your ETF and Stock buckets.
- These figures use the current market values and the target allocations supplied in your data.
- Coverage for regions and currencies is near-complete; no coverage caveat applies to this instrument-type comparison.
If you want, I can show the same comparison for sectors, regions, or list which individual holdings contribute most to the overweight/underweight lines.
This page in other languages
Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.