How did I perform relative to my benchmark this month?
A performance question asks what a portfolio has actually returned. The answer keeps the money you paid in apart from the money the investments made, which is why a time-weighted and a money-weighted return can differ so much on the same account.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
You asked about performance versus your benchmark this month. The available return snapshot covers 12/05/2021 to 10/09/2026, not a single month, so I can't compute "this month" from that snapshot. Using the snapshot it provides:
| Metric | Value |
|---|---|
| Period | 12/05/2021 to 10/09/2026 |
| Portfolio total return (absolute) [€] | 23.284,05 |
| Portfolio total return (time-weighted) (%) | 45,20% |
| Portfolio money-weighted return (IRR) (%) | 11,24% |
| Benchmark | HSBC MSCI World UCITS ETF (IE00B4X9L533) |
| Benchmark return (%) | 75,79% |
| Portfolio vs benchmark (difference in pct points) | -30,59 |
What that means: over the snapshot period the portfolio returned +45,20% (time-weighted) while the benchmark returned +75,79%, a relative underperformance of -30,59 percentage points.
If you want a comparison specifically for "this month", I can run a month-to-date snapshot — would you like me to do that?
This page in other languages
Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.