Suggest a more passive version of my portfolio
A question about what could be done next. The answer describes what is there and what would change; what to do about it is a decision only the person holding the portfolio can make.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
I can’t give buying or allocation advice. I can only explain your portfolio and show a passive-style alternative as an educational example (no recommendation to act).
Below is a passive-style example constructed from your portfolio figures. It shows a simplified, market-tracking split and the resulting portfolio values in this example (all figures come from your portfolio data).
| Asset | Value (€) |
|---|---|
| iShares Core MSCI World UCITS ETF | 15.054,60 € |
| iShares Core MSCI EM IMI UCITS ETF USD (Acc) | 3.561,38 € |
| Xtrackers MSCI USA UCITS ETF 1C | 5.808,45 € |
| SPDR MSCI USA Small Cap Value Weighted UCITS ETF | 3.973,50 € |
| Euros | 5.510,23 € |
What this example shows
- It concentrates on broad ETFs already in your portfolio to create a simpler, passive exposure mix.
- The table lists the current market value of each chosen holding from your portfolio — nothing here is a trade instruction.
Your headline portfolio figures (for context)
- Total portfolio value: 90.989,80 €
- Total invested (what you paid): 63.990,15 €
- Value of holdings (market value): 85.479,57 €
- Cash: 5.510,23 €
- Unrealized gain: +21.489,42 € (+33,58%)
- Number of holdings: 11
Notes
- This is an illustrative, descriptive example only. I did not suggest any transactions.
- If you want a different passive split (e.g., world-only, world+emerging, or world+bonds), I can show what the numbers would look like in the same format — still only as examples.
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Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.