What if I had invested only in my top 5 positions?
A performance question asks what a portfolio has actually returned. The answer keeps the money you paid in apart from the money the investments made, which is why a time-weighted and a money-weighted return can differ so much on the same account.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
Here is how your portfolio would look in the scenario “only the top 5 positions” using your historical cashflows and the assumptions of the simulation.
| Asset | Value now (€) |
|---|---|
| Apple Inc. | 30.935,77 |
| iShares Core MSCI World UCITS ETF | 25.660,10 |
| Microsoft Corp. | 16.196,66 |
| MasterCard Inc. | 14.524,51 |
| Deutsche Lufthansa AG | 9.249,74 |
Summary numbers (same scenario)
- Total value now: 96.566,77 €
- Total invested (cash invested into this simulated portfolio): 77.556,45 €
- Total withdrawn: 9.510,99 €
- Total return: +28.521,32 € (+36,77%)
Assumptions
- The simulation applied the shocks by holding today’s allocations: Apple 28,04%; iShares World 25,21%; Microsoft 17,70%; MasterCard 16,24%; Lufthansa 12,80%.
- It used your real transaction history to split each contribution by those shares on the day it was made; no rebalancing after purchases.
- Prices are taken at closing; currencies converted to EUR; no trading costs or taxes in the simulated trades.
- The result is valued at the latest available closing prices and is hypothetical.
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Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.