What should I rebalance?
An allocation question asks how a portfolio is divided — by asset class, sector, region or currency. What counts is the weight of each slice against the total, and the look-through into funds: an ETF is not one holding but hundreds.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
I can’t give buy/sell recommendations. I can, however, show where your current allocations differ from the targets so you can see which parts of the portfolio are off balance.
Here’s the allocation vs target by instrument type (current allocation and target allocation):
| Asset | Current allocation (%) | Target allocation (%) |
|---|---|---|
| Stock | 49,09% | 38,35 |
| ETF | 31,21% | 51,07 |
| Cash | 6,06% | 0,00% |
| Precious metal | 5,03% | 0,00% |
| Crypto | 8,61% | 10,59 |
What this means for your portfolio: your stock allocation is +10,74 percentage points above its stated target, while ETFs are -19,86 percentage points below target. Crypto is -1,98 percentage points from its target. Cash and precious metal show nonzero current allocations while their targets are 0,00.
Notes and caveats:
- The allocation table uses the portfolio’s current values and the target allocations stored in your data.
- Coverage of allocation data is complete where shown.
- This is a statement of differences only, not a recommendation.
Would you like a view that converts these allocation gaps into euro amounts, or a table showing the largest contributors to volatility?
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Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.