How does my portfolio compare to the MSCI World?
A performance question asks what a portfolio has actually returned. The answer keeps the money you paid in apart from the money the investments made, which is why a time-weighted and a money-weighted return can differ so much on the same account.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
Here’s a numeric comparison of your portfolio versus the MSCI World benchmark over the same period.
| Metric | Your portfolio | MSCI World (benchmark) |
|---|---|---|
| Period | 12/05/2021 to 10/09/2026 | 12/05/2021 to 10/09/2026 |
| Start value (€) | 752,15 | 752,15 |
| End value (€) | 90.983,96 € | 90.989,80 |
| Absolute return (€) | +23.284,05 | +57.219,xx |
| Time-weighted return (TWR) (%) | +45,96% | 75,79 |
| Money-weighted return / IRR (%) | +11,25% | (not provided) |
| Excess vs MSCI World (TWR points) | -30,59 | n/a |
Notes:
- The benchmark shown is HSBC MSCI World UCITS ETF (
IE00B4X9L533), and the snapshot covers 12/05/2021–10/09/2026. - Your portfolio's TWR is +45,96% over the period; the benchmark returned 75,79% over the same period, giving an excess of -30,59 percentage points.
- The money-weighted return (IRR) for your portfolio is +11,25%; an IRR for the benchmark is not available in the data.
If you want, I can break this down by year, by asset class, or show which holdings contributed most to the difference.
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Related questions
See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.