What would happen to my portfolio if rates stay high for longer?
A market question puts a portfolio next to what the markets did — an index, a sector, a period. The comparison only means anything when both sides are measured over the same dates and in the same currency.
Worked through on a sample portfolio. The figures below are that portfolio’s, not yours.
I can run a simple scenario for that. I’ll assume “rates stay high for longer” means a prolonged shock that affects asset classes as follows and apply it to today’s holdings (no trading, exchange rates fixed, no dividends):
Assumptions
- Equities (stocks and equity ETFs): -15% on current values.
- Crypto: -25% on current values.
- Precious metal (Gold): -5% on current value.
- Cash unchanged.
- Apply shocks to today's holdings; no buying/selling; exchange rates unchanged; no dividends.
Result (hypothetical scenario)
| Asset | Current value (€) | Change (€) | Value after scenario (€) |
|---|---|---|---|
| 90.989,80 € | 90.989,80 € | -13.648,47 | 77.341,33 |
Notes
- The table above shows the portfolio total today, the hypothetical total change from the shocks and the hypothetical portfolio value in this scenario.
- Change is the sum across holdings using the shocks described in Assumptions and today’s holdings values.
- This is a hypothetical scenario, not a forecast.
Would you like the same scenario broken down by asset class or the top contributors to the change?
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Related questions
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See this for your own portfolio
The assistant answers the same question about your own holdings, with your figures and today’s prices. Import from your broker, or open the demo portfolio and ask it there.